Whoops, I'll fix that typo on Monday. The Willans harnesses are definitely drop-shipped from Hard Dog.
I'll vote for 5-6 point as well. You wouldn't know it, but they're actually more comfortable because they keep the lap belt in place. I don't think submarining is actually a concern in anything other than a formula car, but the shoulder belts sure like to pull the lap belt upwards if you don't have a sub belt to hold them down. That's all kinds of bad. The weird thing is that the British seem to accept 4-point belts much more than we do, Westfield only added a 5-point option after the US market bitched about it.
The Willans harnesses we sell are available either as 4-point or 6-point. They're FIA-rated, which means the webbing is good for 5 years. If having current belts is important (say, if you're autocrossing with a Corvette club that has very strict rules), then you'll buy two sets of Willans over five years, or five sets of SFI-rated belts. The hardware and the webbing is top-notch, I have a set of Corbeau harnesses in one of my car and you can really see where the extra money goes with the Willans.
You'll find there are at least three different buckle mechanisms. The camlock (very easy to deal with, legal everywhere, expensive), the duck-bill setup (more fiddly to assemble, less expensive, not always accepted) and a classic seatbelt latch (only on four-points, I think).
I think you can get harnesses re-webbed if they expire. I'm not sure what it costs, but it's something I'm going to have to investigate soon.
The CG Lock comment is a good one, they're a nice option for improving your stock belts. We have one in the glovebox of most of our high-performance street Miatas at work for when they go to the track, and I use one in the Mini for regular driving. Very easy to live with. They may very well be safer than "an ill-fitted harness" - but the question is, why compare it to an ill-fitted harness? Fit the harness properly, it'll be safer than the CG Lock. There's no reason to have an ill-fitted harness.
Square left in 50 caution ocean!